全球資(zi)產(chan)配(pei)置之父(fu)加里布林森曾經說(shuo)過(guo),做投資(zi)決策最重要(yao)(yao)的是要(yao)(yao)著眼于市場(chang),確定好(hao)投資(zi)類別資(zi)產(chan)配(pei)置。通俗點兒就是雨露(lu)均(jun)沾(zhan),就像(xiang)我們買(mai)糖(tang)(tang)果(guo)一樣(yang),各(ge)種口味都來點嘗(chang)嘗(chang),但(dan)來哪幾樣(yang),每樣(yang)來多少,心里還(huan)是要(yao)(yao)盤算一番。當然,資(zi)產(chan)配(pei)置可沒(mei)買(mai)糖(tang)(tang)果(guo)那么簡單,畢(bi)竟你
家庭(ting)財產(chan)(chan)(chan)與企(qi)業(ye)財產(chan)(chan)(chan)混同(tong)的(de)風險(xian)。現在公司(si)(si)創業(ye)初期大(da)多面臨(lin)資金短(duan)缺問(wen)題,企(qi)業(ye)主(zhu)個(ge)人一般無(wu)償的(de)將(jiang)個(ge)人財產(chan)(chan)(chan)投放到公司(si)(si)當中去(qu)。幫助(zhu)企(qi)業(ye)渡過難關。等著企(qi)業(ye)盈利了,他們也(ye)將(jiang)企(qi)業(ye)的(de)財產(chan)(chan)(chan)用(yong)作(zuo)個(ge)人消費,比如出國旅游、購(gou)(gou)房(fang)、購(gou)(gou)車等。這樣就造成了公司(si)(si)財產(chan)(chan)(chan)和(he)個(ge)人財產(chan)(chan)(chan)
錢生錢才是擺(bai)脫中產焦慮的(de)(de)最好(hao)方式。有(you)父母養老的(de)(de)壓(ya)(ya)力(li)嗎?有(you)子女教育的(de)(de)壓(ya)(ya)力(li)嗎?有(you)房貸醫療(liao)的(de)(de)壓(ya)(ya)力(li)嗎?有(you)職業(ye)規(gui)劃的(de)(de)壓(ya)(ya)力(li)嗎?有(you)投資理財的(de)(de)壓(ya)(ya)力(li)嗎?如果以上(shang)壓(ya)(ya)力(li)你(ni)都有(you),那么告訴你(ni)一件很殘酷的(de)(de)事情,你(ni)正處于中產階級(ji)焦慮狀態。中產階級(ji)指的(de)(de)是擁有(you)中等財富的(de)(de)家庭
想要說是(shi)(shi)(shi)在資(zi)產管(guan)理(li)這(zhe)方面做得很(hen)好,就兩(liang)個(ge)模(mo)(mo)式。 一個(ge)模(mo)(mo)式是(shi)(shi)(shi)李璐(lu)的(de)模(mo)(mo)式,或者是(shi)(shi)(shi)巴菲特芒格(ge)模(mo)(mo)式,就是(shi)(shi)(shi)你(ni)們讓我(wo)管(guan)錢會很(hen)信(xin)任(ren)(ren)我(wo),你(ni)為(wei)什么信(xin)任(ren)(ren)我(wo)呢?因(yin)為(wei)我(wo)的(de)身家(jia)全在我(wo)管(guan)的(de)這(zhe)個(ge)戶里(li),這(zhe)是(shi)(shi)(shi)一種(zhong)模(mo)(mo)式。這(zhe)種(zhong)模(mo)(mo)式99%的(de)人(ren),沒(mei)本事的(de)人(ren)都會被篩掉(diao)。你(ni)說我(wo)為(wei)
成(cheng)長性(xing)是(shi)資本化的(de)前提(咨詢執(zhi)業筆記)—— 何伏 全(quan)案(an)咨詢知名(ming)專家 中國的(de)金*融體(ti)系(xi)(xi)在轉軌。金*融體(ti)系(xi)(xi)有兩種:一種是(shi)間接(jie)融資體(ti)系(xi)(xi),以銀*行(xing)體(ti)系(xi)(xi)為主(zhu);一種是(shi)直(zhi)接(jie)融資體(ti)系(xi)(xi),以資本市場為主(zhu)。中國正(zheng)
隨(sui)著(zhu)最新公(gong)司法五年內(nei)實(shi)繳的(de)(de)落(luo)地,意味(wei)著(zhu)二十(shi)年開始有(you)無數的(de)(de)公(gong)司,要么減資(zi)(zi)(zi)注銷,要么加速實(shi)繳。那么做資(zi)(zi)(zi)本的(de)(de)實(shi)繳方式有(you)哪些公(gong)司法第二十(shi)七條規定,股(gu)東(dong)可(ke)以用貨幣出(chu)(chu)資(zi)(zi)(zi),也可(ke)以用實(shi)物資(zi)(zi)(zi)產權(quan)土地使用權(quan)等(deng)出(chu)(chu)資(zi)(zi)(zi)。也就是(shi)說(shuo),股(gu)東(dong)的(de)(de)出(chu)(chu)資(zi)(zi)(zi)可(ke)以分為(wei)貨幣性出(chu)(chu)資(zi)(zi)(zi)跟(gen)非貨幣
一(yi)、基本案情(qing) A公(gong)(gong)(gong)司(si)(si)為光(guang)伏制造企業(ye),為增值稅(shui)一(yi)般納(na)稅(shui)人(ren)。 A公(gong)(gong)(gong)司(si)(si)與B公(gong)(gong)(gong)司(si)(si)(一(yi)般納(na)稅(shui)人(ren))簽訂(ding)多(duo)晶(jing)(jing)硅購銷合(he)同,約定B公(gong)(gong)(gong)司(si)(si)在2023年12月31日前向A公(gong)(gong)(gong)司(si)(si)提(ti)供(gong)多(duo)晶(jing)(jing)硅,不含稅(shui)總金額為100萬元。合(he)同簽訂(ding)后(hou),A公(gong)(gong)(gong)司(si)(si)向B公(gong)(gong)(gong)司(si)(si)支付定金
大家(jia)有沒(mei)有發現,在跨(kua)越周期,以往資產(chan)配(pei)置的邏輯好像今天都不適用了,原(yuan)因(yin)是基(ji)于財(cai)富的種類(lei)正在發生變(bian)化。曾經(jing)我們的財(cai)富主(zhu)要是固定資產(chan)偏(pian)(pian)(pian)(pian)多(duo),但流動性(xing)資產(chan)偏(pian)(pian)(pian)(pian)少(shao)(shao),顯性(xing)資產(chan)偏(pian)(pian)(pian)(pian)多(duo),隱性(xing)資產(chan)偏(pian)(pian)(pian)(pian)少(shao)(shao),應稅(shui)資產(chan)偏(pian)(pian)(pian)(pian)多(duo),而免稅(shui)資產(chan)偏(pian)(pian)(pian)(pian)少(shao)(shao),代持資產(chan)偏(pian)(pian)(pian)(pian)多(duo),自己控制的財(cai)產(chan)偏(pian)(pian)(pian)(pian)